Sex, lies, and insurance fraud. Freelance insurance investigator Nick Kepler has a sweet gig. Scoring office space and secretarial help from his former employer, they send him three cases that look like softballs – a dubious life insurance case meant more to save the underwriter than any company money, a worker comp cheat, and a referral to a politician’s wife with suspicions. What he does not expect is how they all tie together. When the connection becomes apparent, Kepler finds himself suspecting there is more to this than a cheating spouse and an ill-timed heart attack. He soon finds himself entangled in a web of sexual deviance, fraud, and even a decades-old murder, all uncomfortably close to Cleveland’s elite.